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Listening Length: 7 hours and 27 minutes

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Publisher: Brilliance Audio

Audible.com Release Date: October 4, 2016

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From those wonderful people who brought you Get What's Yours For Social Security, (see my review) comes the companion volume on Medicare. Social Security handles Medicare registration, which sadly does not simplify the process, and often complicates it as we start those programs at different ages. The bizarre healthcare system, which is the biggest cause of personal bankruptcy in the USA, is not simplified by the act of turning 65 or retiring. The games just change. Hence the screaming need for this book. New games. New hurdles. New penalties. We all need to know what we’re getting into, and precious few of us do. Philip Moeller has plumbed the depths for us, and he’s not happy about all the entanglements he found. Here are some samples:-Medicare Part B has a 20% copay that is never satisfied. Patients with multiple appointments and procedures continually pay 20%. And 20% these days can bankrupt you by itself.-Only 25% purchase Medigap insurance to cover the copays.-COBRA does not delay the need to sign up for Medicare- Health Savings Account contributions must cease six months prior to Medicare enrollment-Although Social Security will send money anywhere in the world, Medicare is only available in the USA-The penalty for late registration of Part D (drugs) is 1% per month you are late – added to all your monthly payments for life.-On the other hand, if you take no drugs, you save nearly $1000 a year in the premiums and deductibles of Part D coverage.-Unlike original Medicare, private Medicare Advantage plans usually end at the state line. They are the same sort of network HMO plans we despise, and that many can’t wait to abandon for Medicare. But they are subsidized by Medicare ($10,000 per person) and so have smaller premiums than Medicare.-Even if they’ve dropped a drug from the formulary, plans are supposed to provide transitional fulfillment, and/or your doctor can apply for a continued supply.-All Part D plans provide free Meds Therapy Management for those with multiple conditions and prescriptions. This can help prevent meds battling each other or causing unintended new conditions.-If a provider tells you in advance you are not covered, you must ask them to file a claim with Medicare anyway. That puts you in the appeals process. If they don’t apply, you have nothing to appeal.-Only 1% of appeals come from beneficiaries. 99% come from providers. There is a separate track for beneficiaries that takes them to the head of the line.The endnotes in Get What’s Yours for Medicare are much more valuable than usual. They include deep links to the specific webpage where the form or information is available, stats that show how many people choose what plans, how much they spend and so on. They are a valuable tool themselves.There isn’t a person in the world who has a complete understanding of Medicare. This book is critical to having an overview of the paths, the pitfalls, and the misconceptions about the program. And fortunately, it is easy and engaging reading.David Wineberg

This is a good guide but must be used in conjunction with the Medicare.gov website to be truly effective. Since there are some many different situations, start here and then explore the website to reduce the clutter that gets in the way of a good decision. The charts are probably the most useful feature, for example, do you know what the difference is between Medigap Schedule F and Schedule G? There is a chart for this.In my situation, I started with this guide and then confirmed my understanding with the Medicare.gov website. You will have to do the same, The medicare website lets you drill down to your specific situation. I recommend cutting and pasting the clauses that apply to you and printing them as one document. For example, you may apply for initial benefits in the three months before...... etc. In this way, you can assemble all the rules that apply to you.The weakest point of the book is that is describes what is possible but doesn't place enough emphasis that by choosing some options you are falling into Special Enrollment Periods and that each SEP has its own enrollment windows. It really comes down to using the Medicare.gov website like a flowchart and drilling down. The .gov website is very well written, sometimes better than this guide.Again, this is worth the money and time to read it if you make the right decision. More information never hurts. Good luck to all!

Makes you understand just how intricate, daunting, and costly the Medicare system really is ... My mother died after a 21 month, $565,000 battle with ovarian cancer, and between her Medicare, and Medigap insurance, we as a family were able to stay financially intact ... After that, no one can say anything bad to me about Medicare, though there is a lot of waste, and fraud that should be checked ... Now at 66, I have it, with Plan G, thanking God that I can afford it, and that I live in America ... If you're a senior learn all you can about Medicare, can all you learn, but don't sit on the can ... SHARE WHAT YOU KNOW WITH OTHER OLDSTERS!

Medicare and retirement are one of the hardest choices in life. Right up there with marriage and job selection.This is a good read and informative however the author does everything he can to keep from making a recommendation. It is understandable that everyone has different situations. I would prefer he guide his readers by explaining the situations where certain choices were the best.

I liked the book like this on Social Security, but now that I need to get information on Medicare--this just had too many stories for me to wade through. If you like examples, you'd like this book. I wanted more to-the-point guidance and facts. Not that this doesn't have them, it was just too hard for me to find it amongst the verbiage.I haven't found a book I really like on Medicare, but I've gotten more information out of Medicare for Dummies. That and just reading the Medicare website. Let's face it--our government would be hard pressed to find a system that is more convoluted and difficult to understand and work with. "Donut holes!" Really? One thing I keep finding more and more evidence for is that if something's a money maker for Big Pharma--it's covered. If it's a healthier version--it isn't.

Informative... helpful as Medicare is a mess to navigate... so great info to keep you ahead of the game. (Not in the book, but my advice.. see your doctors within the year you will begin Medicare. Make sure they will take it. And if you haven't had an actual appt. get one before you start Medicare. If you haven't seen a particular doctor within 3 years you are considered a "new" patient. And most of the doctors will not take new Medicare patients!!). Good luck

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Series: The Sports Betting Hedge Fund (Book 57)

Paperback: 524 pages

Publisher: Independently published (March 2, 2019)

Language: English

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Print Length: 258 pages

Page Numbers Source ISBN: 1615932771

Publisher: Michael Wiese Productions (October 15, 2017)

Publication Date: October 15, 2017

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B0765LH21D

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2019 Planner Organize Your Weekly, Monthly, & Daily Agenda: Features Year at a Glance Calendar, List of Holidays, Motivational Quotes and Plenty of Note Space (Owl Love), by Kai Bleu Journals

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Paperback: 118 pages

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, by Damon Apodaca Ken Jeremiah


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, by Damon Apodaca Ken Jeremiah

Product details

File Size: 7501 KB

Print Length: 216 pages

Publisher: Blue Snake Books (May 14, 2013)

Publication Date: May 14, 2013

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B00A9ET1FW

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Amazon Best Sellers Rank:

#956,001 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

I've seen two bad reviews on this book because it is a little misleading. At first sight, it would seem to be a manual but it lacks specific instructions. The reason is because the possibilities are endless. They give you some examples to play with and the rest should come from your own training. If you want straight ground fighting, get a book on BJJ. These guys relate how Aikido itself can be an effective ground art using the principles and techniques we already know. They are extremely practical and I love their approach to combat and Aikido in general. They discuss how Aikido has been so watered down. We train with over-compliance, non-practical applications, etc. Aikido wouldn't have made it in Japan had it not been effective and I can see the goal of the authors is to get it back to that state. Train open-minded and effectively. There is a lack of instruction but this is absolutely a mind opening book and I think all practitioners should give it a read. Just know that it isn't a step-by-step manual but more of a discussion. Still, much can be learned from this book!

This body of work by Damon Apodaca and Walther Von Krenner provides the practitioner of Aikido a way of looking at application of classical waza in unconventional ways. Apodaca Sensei and Von Krenner Sensei's technical proficiency and Mr. Von Krenner’s vast archives, recorded conversations, and direct training with O Sensei give further validation to their efforts. Aikido is a MARTIAL ART and not a physical expression of some quasi-religious celebration, as it has frequently devolved into with some practitioners. As a longtime Yudansha practitioner of Aikido, Aiki-Jujutsu and Jujutsu, I commend them on a fine effort to challenge the reader to ponder the possibilities presented in their work.

The following 5 Star Reviews and Forward by Carl E. Long Says it all. I could not put this ground breaking :) book down and enjoy the histories and philosophies presented . It gives a new light on the effectivness of Ueshiba's Aikido and Takeda's aikijujutsu when the stories of their challengers are retold.It has inspired me to seek out BBJ training here in Shanghai to supplement a clearly missing component of my training . Thank you.It is such a pleasure to find an original unique perspective that I have ordered additional copies. The DVD can be purchased from Catshot Productions ( www.catshot .com)

Great book. I teach a form of Aikido, also used to do Judo over 2 decades ago, but I also have been learning Catch Wrestling and I work out with friends who do BJJ. This book, with the philosophy and mindset along with some basic essentials, have been crucial in applying my Aikido training to my Catch training. As always I particular enjoyed the history of O'Sensei which I feel is integral to continued Aiki study.

Just another basic book on Aikido, nothing new

Good book and information. Some techniques were standard Aikido. Others were older Jiujitsu techniques that are now used in MMA.

Basically the author combines Judo and Aikido techniques together in a good blend. You can do the same if you wish to become a more solid fighter or martial artist.

interesting as far as it goes. Many of the responses are formulated to "work" against incorrectly performed technique.

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Download Ebook A History of Ethiopia Nubia & Abyssinia, Vol. 1 (My Life and Ethiopia's Progress)

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A History of Ethiopia Nubia & Abyssinia, Vol. 1 (My Life and Ethiopia's Progress)

A History of Ethiopia Nubia & Abyssinia, Vol. 1 (My Life and Ethiopia's Progress)


A History of Ethiopia Nubia & Abyssinia, Vol. 1 (My Life and Ethiopia's Progress)


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A History of Ethiopia Nubia & Abyssinia, Vol. 1 (My Life and Ethiopia's Progress)

Product details

Series: My Life and Ethiopia's Progress

Paperback: 336 pages

Publisher: Research Associates School Times Publications & Frontline Distribution International Inc. (December 1, 2010)

Language: English

ISBN-10: 0948390336

ISBN-13: 978-0948390333

Product Dimensions:

5.5 x 1 x 8 inches

Shipping Weight: 1 pounds (View shipping rates and policies)

Average Customer Review:

5.0 out of 5 stars

1 customer review

Amazon Best Sellers Rank:

#817,535 in Books (See Top 100 in Books)

Well written

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PDF Ebook Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton

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Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton

Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton


Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton


PDF Ebook Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton

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Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton

Amazon.com Review

The treasures of the upper Mississippi River are oft neglected. Who among us who isn't from Minnesota knows about Wabasha's Ice Shanty and Fishing Contest or its Grumpy Old Men Festival? From St. Paul, Minnesota to Dubuque, Iowa, Pat Middleton maps out the attractions, events, and charms of the Mississippi River Road.

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Product details

Series: Discover! America's Great River Road (Book 1)

Paperback: 230 pages

Publisher: Great River Pub; 4 edition (June 1, 1996)

Language: English

ISBN-10: 0962082384

ISBN-13: 978-0962082382

Product Dimensions:

5.5 x 0.5 x 8.8 inches

Shipping Weight: 10.4 ounces (View shipping rates and policies)

Average Customer Review:

3.5 out of 5 stars

5 customer reviews

Amazon Best Sellers Rank:

#3,499,260 in Books (See Top 100 in Books)

This volume is still worth reading today, nearly 20 years after first publication. The information is to the point and there is plenty of it to enjoy. In a day and age when everyone heads for the internet to find everything under the sun, it is great to see a guide book as thorough as this one still available.

Great series.

Was dissappointed. Long and wordy and not a lot of info on actual travel information Felt Road Trip USA was better and worth the money

While planning for yet another summer of rides on the motorcycle,my wife and I had this book sent as part of our research.We were very disappointed, it has 5 stars. So what is the problem?For one thing it is not well written nor does it seem up to date.We travel a lot, all over the USA and the world.It is like asking about a good cafe, first you need to know the people who felt it was great. Do they know good food?We know well done books and this is not one. I move it to the waste fill.

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Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton PDF

Discover! America's Great River Road: St. Paul, Minnesota, to Dubuque, Iowa : The Upper Mississippi River, by Pat Middleton PDF
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